VCI INTELLIGENCERun the operation's numbers before a lender does.
Farms, ranches and horse operations carry real income that doesn't always fit a standard form. The FREE VCI Analyzer puts operating revenue, expenses and proposed debt side by side, so you walk in knowing what the numbers show.
No loan application. No commitment. Start with the numbers.
What the ranch snapshot looks at
Leverage
The loan you're asking for against the value you enter for the land and improvements.
Operating coverage
Net operating income from your revenue and expenses, compared with the payments you propose.
Records and seasonality
How many years of records you have and whether income is seasonal, so you know what to have ready.
Before you put the ranch in front of a lender, run it through VCI.
VCI Intelligence provides analysis only. It does not make credit decisions or commit to lend. Financing inquiries may be referred to Vortex Capital Solutions LLC or other appropriate financing sources based on the scenario.